Medisave Claims for Wisdom Tooth Extraction Cost in Singapore (2026)
Medisave can be used for wisdom tooth extraction in Singapore, but only when the procedure qualifies as a surgical extraction. Many patients are unsure whether their case is Medisave-claimable, how much they can withdraw, and whether family members’ Medisave can be used. This guide explains when Medisave applies, the dental withdrawal limits, and how the claim process works, using clear examples rather than technical jargon.
In general, Medisave covers surgical wisdom tooth removal involving gum incision, bone removal or tooth sectioning under approved MOH codes. Claim limits typically range from $1,250 to $1,550 per tooth, depending on surgical complexity. Simple, non-surgical extractions are not claimable. We also explain how Medisave and CHAS can work together, what costs are not covered, and how clinics like Dentalis support patients through the claims process with clarity and transparency.
TL;DR: Medisave for Wisdom Tooth Extraction
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Medisave applies only to surgical wisdom tooth extraction
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Surgery must involve impaction, gum incision, bone removal or tooth division
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Typical Medisave limits:
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Up to $1,250 per tooth (with tooth division + after additional $300 day surgery withdrawl)
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Up to $1,550 per tooth (completely buried in bone + after additional $300 day surgery withdrawl)
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Simple (non-surgical) extractions are not Medisave-claimable
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Family members’ Medisave can be used with consent
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CHAS may offset consultation and X-rays fees
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Clinics submit Medisave claims electronically to CPF on your behalf
When Can You Use Medisave for Wisdom Tooth Surgery?
You can use Medisave if your extraction is classified as surgical, typically when:
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The wisdom tooth is impacted or partially erupted
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A gum incision is required
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Bone removal or tooth sectioning is needed
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The procedure falls under an approved MOH surgical code
For symptoms, risks, and recovery, visit our Wisdom Tooth Extraction Singapore Guide.
When Medisave Does NOT Apply
Medisave cannot be used for:
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Simple, non-surgical wisdom tooth extraction
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Routine dental cleaning or non-surgical treatments
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Consultation, X-rays, or medications (may be CHAS-subsidised if eligible)
Medisave Dental Withdrawal Limits for Wisdom Tooth Removal
For most patients, the Medisave withdrawal limit is:
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Up to $1,250 per tooth – surgical extraction with tooth division
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Up to $1,550 per tooth – completely buried wisdom tooth requiring extensive bone removal
These limits apply to the surgical fee portion only.
Consultation, imaging, and medications may be paid separately or offset via CHAS or insurance.
For a full breakdown of fees, see our Wisdom Tooth Extraction Cost in Singapore guide.
Surgical Scenario | Number of Teeth | Medisave Surgical Fee Limit | Day Surgery / Miscellaneous (if eligible) | Total Medisave Withdrawal Limit |
|---|---|---|---|---|
Bone removal without tooth division | 1 tooth | $350 | +$300 | $650 |
2–3 teeth | $1,550 | +$300 | $1,850 | |
4 teeth | $2,150 | +$300 | $2,450 | |
Bone removal with tooth division | 1 tooth | $950 | +$300 | $1,250 |
2–3 teeth | $1,850 | +$300 | $2,150 | |
4 teeth | $2,600 | +$300 | $2,900 | |
Completely buried in bone (complex impaction) | 1 tooth | $1,250 | +$300 | $1,550 |
Notes for patients:
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Actual claimable amount depends on surgical complexity and MOH coding
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Consultation, X-rays, and medication may be paid separately or offset via CHAS
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Your dentist confirms eligibility after assessment and imaging
Can You Use a Family Member’s Medisave?
Yes. You may use Medisave from:
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Spouse
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Parent
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Child
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Sibling
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Grandparent
They must be Singapore Citizens or PRs and provide consent.
The Medisave Claim Process (Simple & Transparent)
1. Assessment & X-rays
Dentist confirms if extraction is surgical and estimates complexity.
2. Eligibility Check
Clinic verifies MOH surgical coding.
3. Estimate & Consent
You receive a cost breakdown and sign the Medisave Authorisation Form.
4. Procedure & Submission
Clinic submits the claim electronically to CPF.
5. Balance Payment (if any)
Any shortfall is paid via cash or card.
How CHAS & Medisave Work Together
For many Singaporeans:
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Medisave covers the surgical component
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CHAS offsets consultation and X-ray costs
This makes planned surgery significantly more affordable than emergency treatment.
How Dentalis Supports Your Medisave Claim
At Dentalis, we:
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Confirm if your case qualifies for Medisave
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Explain your Medisave wisdom tooth claim clearly
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Assess whether a family member’s account can be used
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Handle all electronic submissions to CPF
Our focus is to make the financial process as clear as the clinical one.
Where is Dentalis Clinic?
Dentalis is located in Singapore’s CBD near Tanjong Pagar, Maxwell, and Outram Park MRT, supporting patients seeking clarity on Medisave-claimable wisdom tooth surgery.
If you need assessment, our wisdom tooth extraction service explains treatment options.
Frequently Asked Questions on Medisave Wisdom Tooth Claim
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Can Medisave be used for wisdom tooth extraction?
Yes, Medisave can be used for wisdom tooth extraction only if the procedure is classified as a surgical extraction. This usually applies when the wisdom tooth is impacted, partially erupted, or requires gum incision, bone removal, or tooth sectioning under an approved MOH surgical code. Simple, non-surgical extractions are not Medisave-claimable.
2. What is the Medisave withdrawal limit for wisdom tooth surgery?
The Medisave dental withdrawal limit for wisdom tooth surgery typically ranges from:
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Up to S$1,250 per tooth for surgical extraction with tooth division
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Up to S$1,550 per tooth for completely buried wisdom teeth requiring more extensive bone removal
These limits apply to the surgical fee component only. Consultation, X-rays, and medications may be paid separately or offset using CHAS or dental insurance where applicable.
3. Why is my wisdom tooth not Medisave-claimable?
Your wisdom tooth may not be Medisave-claimable if it can be removed through a simple extraction. Fully erupted wisdom teeth that do not require gum incision, bone removal, or tooth sectioning are classified as non-surgical procedures and therefore do not qualify for Medisave under CPF rules.
4. Can I use my parent’s or spouse’s Medisave?
Yes. You may use Medisave from an immediate family member, including your spouse, parent, child, sibling, or grandparent, provided they are Singapore Citizens or Permanent Residents and give consent. The clinic will assist with the required authorisation during the claim process.
5. Does CHAS cover wisdom tooth extraction?
CHAS does not cover the surgical fee for wisdom tooth extraction. However, it may help subsidise consultation fees and X-rays for eligible patients. In many cases, Medisave is used for the surgical portion, while CHAS offsets the non-surgical components, helping reduce out-of-pocket costs.
6. Do I need to submit Medisave forms myself?
No. For Medisave-claimable wisdom tooth surgery, the dental clinic submits the claim electronically to CPF on your behalf. You will only need to review the cost estimate and sign the Medisave Authorisation Form. The deduction is processed directly from the Medisave account used.
Related Articles
For a full overview of symptoms, risks and recovery, read our
Author & Clinical Review
Author: Dr Jonathan Liu, BDS (Singapore)
Principal Dentist, Dentalis
25+ years of clinical experience in surgical wisdom tooth extraction and patient-centred care in Singapore.
Clinical Review: This article has been reviewed by the Dentalis clinical team.
Last Reviewed: December 2025